Budgets
Budgets, only if you want them
Cashfield works without a budget. If you want one, set it for the month or for any category, and Spending shows what is left as you spend.
A budget for the month
The month’s budget sits on Spending’s first card: how much is left, how much is used, and a mark for today, so you can see whether you are ahead of the pace.
It counts what Spending counts, so a card payment or a move to your savings never uses it up.
A budget for any category
A category with a budget carries a ring that fills as you spend, and says how much is left or how far over you are.
Set or change it from the category itself, with this month so far and last month beside it to help you choose.
How budgets work
Carried forward
A budget applies from the month you set it until you change it, so there is nothing to renew.
A nudge, never an amount
A notification during the day when a budget is nearly used or over. It names the category and never shows an amount.
Settled every month
Your monthly report says which budgets you kept and which went over.
All in one place
Budgets lists the month’s budget and every spending category, with or without one, and the months before.
Questions about budgets
More answers in the FAQ.
Do I have to set up a budget?
No. Cashfield sorts your transactions and shows where your money went with nothing to set up. If you want a budget, set one for the month or for any category, and Cashfield shows what is left as you spend.
If a category is wrong, fix it once and Cashfield files that shop the same way from then on.
What notifications does Cashfield send?
Four kinds, each with its own switch in Profile › Notifications: a bank that needs you to sign in again, your weekly report on Mondays, your monthly report on the 1st, and a budget that is nearly used or over. None of them ever shows an amount, so nothing private appears on your lock screen.
Does paying my credit card count as spending?
No. The purchases on the card were counted when you made them, so paying the card off is money moving between your own accounts, not new spending. Cashfield finds those payments from both ends and counts them once.
Coming soon
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Cashfield is coming to iPhone and Android. Leave your email and we’ll write once, when it’s in the App Store and Google Play. A question or an idea is welcome too.